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I, If You Have A Vintage Car Then It Probably Cost You A Lot Of Money Most People Who Buy Vintage Or Classic Cars Do. So, Not Only Because They Like Them, But Because They See It The Vehicle As An Investment Once You Have Spent Thousands, If Not Hundreds Of Thousands Of Thousands Of Dollars On A Vintage Car You Need To Be Sure That You Have The Right Kind Of Insurance Policy When You Are Shopping For Car Insurance You'll Find That The Type Of Insurance You Need Will Be Different To That For Ordinary Cars Once You Start Looking You Should Try And Find An Insurance Company That Specializes In Ensuring Vintage Cars Vintage Cars Require Specialist Coverage The Type Of Coverage You Will Need Will Depend Very Much On How To Your Car Is Used You Will Need A Different Kind Of Premium, If The Car Is Only Driven To Specialist Shows And Exhibitions Then You Would It You Drove Your Vintage Are Like A Regular Vehicle Providing You Take The Time To Look For The Right Kind Of Policy For Your Car Then It Is Possible To Save Money On Car Insurance You Should Not Insure The Classic Or Vintage Car Under A Standard Insurance Policy, If You Have Bought Your Car As An Investment Piece Then You Don't Want To Be Driving It Around In The Same Way That You Would An Ordinary Car There Are Guidelines For Ensuring Different Types Of Vehicles And You Should Be Familiar With These Before You Insure Your Car, If You Want An Insurer To Give You A Good Quote For Your Vintage Car Then You Need To Have Been Driving For At Least Five Years As Insurance Companies Want To Protect Your Asset As Much As You Do Providing You Are 25 Or Older It Should Be Easy To Find Insurance For Your Vintage Car As Insurance Companies Will Look On You As Less Of An Insurance Risk Than A Younger Driver When You Insure The Car Insurers Will Want To Assess Both Your Security And Your Driving Skills Before They Will Allow You To Take Out A Speciality Premium You Should Have A That Is Old Enough To Be Considered A Vintage Vehicle And This Standard Will Depend On The Company That Used By Your Insurance From Some Insurance Companies Will Only Give Vintage Status To Cars That Are 1970s Vintage Or Older You Should Know That Policies Will Differ Depending On The Age Of Your Car Another Thing That Insurers Will Take Into Consideration Is Whether You Have An Insurance Policy Of An Ordinary Car Before Their Grant You Have Special Policy, If You Do Tend To Drive A Vintage Car On A Daily Basis Then Insurance Companies May Regard That Car As Too Much Of A Risk As The More A Car Is Driven The Sooner It Is Likely To Deteriorate And Decrease In Value Insurance Companies Offer Special Premiums Based On The Actual Cash Value ACV Of Your Car The Stated Value Is The End The Agreed Value AV Of The Vehicle When You Give The Insurance Company Of Value For Your Car They Will Pay It, But They Cannot Ensure You For The Stated Value Most Vintage Car Owners Get Their Insurance On The Basis Of An Agreed Value Of The Car This Means That They Will Agree With You At Value For Your Car And Take Into Consideration Your Investment And Any Maintenance And Then They Will Give You A Policy For That Value.

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