18 beautiful Why Are Car Insurance Rates So High In Oklahoma

>> ALL RIGHT, OKLAHOMANS,. IF YOU FEEL LIKE YOU PAY TOO MUCH FOR CAR.

INSURANCE, YOU'RE PROBABLY RIGHT. A STUDY SHOWS THE SOONER STATE HAS THE THIRD-HIGHEST RATES. IN THE COUNTRY.

ALSO ONE. IN FOUR OF OUR DRIVERS ARE DRIVING WITHOUT ANY. INSURANCE.

SO JOINING US NOW. IS AN OKLAHOMA LEGISLATOR WHO WANTS TO HELP OUT. SENATOR ROB STANDRIDGE FROM NORMAN.

THANK YOU FOR BEING HERE. >> THANKS VERY FOR HAVING ME. >> THOSE TWO PROBLEM COULD BE FEEDING OF ONE ANOTHER.

ELABORATE. >> THE. ISSUE.

IS CREDIT SCORE AS. IT RELATES TO CAR. INSURANCE PREMIUMS AND WHETHER OR NOT.

IS THAT A GOOD PRACTICE,. IS THAT WHAT. IS DRIVING OUR UNINSURED MOTORIST SO HIGH AND.

IS THAT WHAT'S MAKING OUR RATES SO HIGH. >> THE WEATHER?. IS THAT WHAT YOU ARE SAYING? >> NO USING CREDIT SCORE FOR YOUR.

INSURANCE PREMIUMS,. IS THAT WHAT'S DRIVING THE RATES HIGH AND. IS THAT WHAT'S DRIVING UNINSURED MOTORISTS TOO HIGH.

>>. I THOUGHT YOU SAID WEATHER. STUDIES HAVE SHOWN.

IT'S THAT BECAUSE WE LIVE. IN TORNADO ALLEY, SEVERE WEATHER. IS POSSIBLE PRETTY MUCH AT ANY DAY FOR US.

HAVE YOU FOUND THAT TO BE A FACTOR. IN WHY WE'RE SEEING RATES GO UP. >> TALKING TO.

INSURANCE AGENTS, A CONSTITUENT AND FRIEND BROUGHT THIS TO MY ATTENTION. WE TALKED ABOUT THAT. THAT'S PROBABLY A FACTOR.

IN WHY OUR PREMIUMS ARE A LITTLE HIGHER. MAYBE WE OUGHT TO HAVE MAYBE SOME CAR DEDUCTIBLES FOR HAIL SO WE CAN KEEP OUR RATES LOWER. BUT FOR CREDIT SCORING, WHEN YOU LOOK AT THE CONSUMER REPORTS, THEY DID A STUDY ON THIS ABOUT A YEAR OR SO AGO..

IT'S KIND OF STRANGE WHEN SOMEBODY HAS A DEALER'S CREDIT CARD AND. IT CAUSES RATES TO GO UP OR MAYBE THEY BOUGHT A HOUSE AND RATES GO UP 10%. WE'RE DOING A STUDY TO LOOK AND SEE WHETHER THIS.

IS SOMETHING THAT WE SHOULD BE DOING OR SHOULD BE DOING LESS OF. >> OK. AND.

I WAS TALKING TO YOU BEFORE WE WENT LIVE.. I JUST GOT NEW CAR. INSURANCE.

MY RATES WENT UP.. I KNOW A LOT OF PEOPLE AT HOME DEALING WITH THE SAME THING NOW. WHY EXACTLY.

IS THAT? AND EXACTLY HOW MUCH HAVE THOSE RATES GONE UP? WHAT HAVE YOU FOUND THE NUMBERS TO BE? >>. I FOUND WE'RE ONE OF THE HIGHEST. IN THE COUNTRY AND THAT THOSE STATES THAT DON'T USE CREDIT SCORES ARE THE LOWEST.

SO. I THINK THEY ARE SOMEWHAT. IN CORRELATION.

WHEN YOU PUT WEATHER. IN. IT, THAT'S A FAIR VALUATION.

ALSO THEY WILL RAISE YOUR RATES TO SEE. IF YOU TAKE THE. INCREASE..

IF YOU DON'T COMPLAIN --. I DON'T KNOW. IF WE SHOULD BE ALLOWING THAT HERE.

IN OKLAHOMA. THIS. IS A REGULATED.

INDUSTRY, SO THE FACT THAT VIRGINIA OUTLAWED THAT, MAYBE WE SHOULD LOOK AT THAT. >>. IT'S 25.9% OF OUR DRIVERS HERE.

IN OKLAHOMA UNINSURED. A LITTLE BIT MORE THAN A QUARTER. THE PRICE OF LIVING.

IS JUST ASTRONOMICAL. FOR PEOPLE AT HOME WHO ARE LIVING PAYCHECK TO PAYCHECK AND RATE GO UP, WHAT SHOULD THEY DO? >> THEY SHOULD SEE ON THEIR STATEMENT WHAT CAUSED THEIR RATE TO GO UP.. IF THEY LIVE NEXT-DOOR TO SOMEBODY WITH A D.U.I.

BUT A BETTER CREDIT SCORE AND THEIR RATE. IS HIGHER, THEY SHOULD WONDER WHY. IS MY RATE HIGHER.

WHEN YOUR RATE GOES UP, THEY SHOULD SAY. IT'S BECAUSE YOU GOT TOO MANY CREDIT CARDS. WE'RE GOING TO RAISE YOUR RATE.

THAT'S WHAT. I'M LOOKING AT SPECIFICALLY.. I THINK WE'VE GOT TO FIND SEVERAL WAYS TO GET OUR UNINSURED LEVEL DOWN BECAUSE THIS.

IS RISKY FOR YOU AND. I WHO HAVE. INSURANCE THAT HIT SOMEBODY AND NOW WE'RE STUCK WITH THE BILL.

>> YOU'RE DOING THIS. INTERIM STUDY NEXT MONTH? >> MID OCTOBER. >> CAN ANYBODY TAKE THAT? >> YES.

>> WHO'S PART OF THE STUDY? >> ANY OF THE PUBLIC ARE WELCOME TO TAKE PART. WE'LL BE PROMOTING. IT PROBABLY ON SOCIAL MEDIA AND JUST TRYING TO GET.

INPUT. WE'RE. INVITING SEVERAL PEOPLE TO TESTIFY, THOSE FOR.

IT AND THOSE AGAINST. IT. SHOULD BE AN.

INTERESTING STUDY. THIS. IS WHAT THE.

INSURANCE COMMISSION ASKED ME TO DO.

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