22 brilliant Car Insurance Where Drivers Pay More In Minority Neighborhoods

in The Situation With Your Hands That Kind Of Tied You Just You Kind Of Just Bite The Bullet And Go With It. So, When East Garfield Park Chicago Maybe Maybe Seven Miles From Downtown And That Extremely Fuck This Neighborhood Is Known As Andersonville Were On The North Side Of Chicago Close To The Lake And There's Only About A Half A Mile West Of The Lake The Main Thoroughfare Clark Has Tiny Shops And Restaurants And All Of That We Have Speeding Cameras We Have Red Light Cameras Throughout Our Community Which Is A Poor Community Anyway In Terms Of Tree Has Spent Years Actually Fighting Not To Release The Data That We Use In This Analysis Which Is Data About Risk And Claims Payouts Purse, If Coaches What We Noticed Was Also The Way That The Company Set Rates Is It's A Black Box You Can't See Inside Of It They Just Assign Each Sub Code A Certain Factor And How Did They Come Up With That Is Hard To Know And What We Found Is In Many Cases It Just Didn't Appear To Correlate With The True Risk In Those Neighborhoods The Neighborhoods Are The Cut Through Places For Commuters Coming Home Parts Of It Are Very Busy You Know The Bulk Of It The Most Residential Empties Out During The Day People Drive To Work And Yes People Do Have Their Cars Broken Into You Know.

I Had My Tires Stolen Here Figures No More Traffic Hitting May Be Anywhere Else Because Everywhere You Go You Got People Working And You Got Schools So. I Feel Like It's Pretty Much The Same Maybe Even Less Because Even Though You Need A Car Not Everybody Can Afford One. So, In A Poor Neighborhood Is Probably Even Fewer People With Cars And.

I Mean, If If. I'm A Thief. I'm A Crook.

I'm Not Gonna Rob Somebody Poor. I'm Not Gonna Get Much. I Go To Their Neighborhood.

I Can Get A Whole Lot More. So, East Garfield Park Is An Example Of A Situation Where It Definitely Feels Risky To Be There There Are Gunshots During The Day, But In Terms Of Insurers Risk In Terms Of What They Have To Pay Out And Claims Whether It's Because No One Can Afford A Car Or Because People Aren't Having Accidents Because They're Not Afraid To Drive There I'm Not Sure, But Regardless There's Not A Lot Of Payouts Going On In That Neighborhood And. So, It Kind Of Plays With Your Idea Of Risk It's Almost Like The E-2d Pay Insurance At Times, If You Think About It That's Two Weeks Where For Groceries For Me And My Family.

I Mean It's Extreme Especially When You Consider To Be A Good Driver You Know What. I Mean So, If You're Going To Make Me Pay. So, Much And.

I'm A Good Driver. I Could Only Imagine What You're Making A Bad Drive A Big Part Of You It Doesn't Surprise Because You Know That Unfortunately That's The Way. So, Much Of The World Works It's Hard To Be A Good Consumer In A Situation Where The Other Side Has All The Information And You Don't, But.

I Think There's Also Question About Demanding More From The Regulator's This Data Is Available To Them We Had To File Public Records Request To Get It They Could Also Be Doing This Type Of Analysis And It Seems To Me That More Investigation Is Warranted And To Whether These Disparities That We Saw Are Really Truly Warranted By The Risk. I Don't Think That A Lot Of People Who Make The Rules Really Know What It Is To Kind Of Be At The Bottom In A Sense. I Would Just Say Make It Fair If.

I'm A Good Driver From A Safe Driver. I've Been Lawyer. I've Been Paying My Bills On Time.

I Think That It's Time To Give Back You.

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