Common Misconceptions About Car Insurance!

well In Today's Economy Maintaining Our Car Insurance Policy Well It Isn't Always Easy Simple Things Like Missing A Payment Or Even Getting A Speeding Ticket Can Make You Uninsurable To Some Agencies Or Cause Your Premiums To Go Up Significantly. So, What Can We Do About It Well Juliette Garcia From Acceptance Auto Insurance Is Back With Us This Morning For Part Two Of Our Series On Finding Solutions When It Comes To Car Insurance Juliette Good To See You Again Same Here Daniel.

I Want To Start With This What Are Some Of The Reasons That People May Find Trouble Finding The Right Auto Insurance Policy For Them Well A Lot Of Life Events Can Happen And Things Like Speeding Tickets What You Mentioned Earlier Duis Even Adding A Young Driver To Your Policy Can Cause Your Rate To Go Up Or Could Cause Your Carrier To Drop You Entirely, But, But When That Happens That Doesn't Necessarily Mean You're Uninsurable You Just Kind Of Need A Different Kind Of Car Insurance Right You're Absolutely Right Companies Like Ours Exist For That Purpose We Are A Non-standard Car Insurance Carrier And We Write People Who Have Difficult Life Events When You're Looking For A Policy Whether It's A Non-standard Policy Or Not What Are The Three Most Important Things Let's Say That You Should Be Looking. I Think That The Three Most Important Things Are Know What You Need Know What You Want. So, That When You Go Out To Shop Rate You're Comparing Apples To Apples Be A Smart Shopper Know What Things Cost Know What You're Willing To Pay And Really Know What Your Budget Is And Then When You Ultimately Choose A Company.

I Think It's. So, Important To Choose A Company That Does Business The Way You Do For Me. I'm An Electronic Consumer If.

I Never Talked To Another Live Person Again In My Life It'll Be Okay After She Talks To Me Today, But You Know For Me. I Want To Do Things Online Yeah Well There Are Customers That Really Only Want To Deal Face To Face. So, Find A Company That Offers A Service Channel That Agrees With What You Want And How You Want To Be Serviced.

I Think That's Great Advice Let's Talk A Little Bit About Rates How Do You Know When You Found The Right Rate Because There Are. So, Many Different Companies And Policies To Choose From Well. I Don't Think You Ever Really Arrived.

I Think It's More Of A Journey Than A Destination Because Your Rate And. I Think A Lot Of People Don't Know This Your Rate Can Change At Any Time Based On A Number Of Factors Your Carrier It Could Just Increase Their Prices It Happens All The Time You Could Have One Of Those Life Events That We Spoke About And. So, Your Rate Can Fluctuate In A Lifetime Of A Policy And.

So, Getting Back To Those Three Most Important Things It Really Does Pay To Sort Of Continue To Be Informed And And Maybe Even, If You're Not Looking Just Sort Of Continue To Shop And Be Aware. So, That You Know You're Getting The Best Way. I Tell You It's Always Great To Be A Savvy Shopper.

So, Tell Us A Little Bit More About Your Insurance Company. So, Acceptance Auto Insurance Exists In The Non-standard Space I Mean We Right People Again That Have Those Sort Of Life Event Things Going On We Have Over 700 Licensed Professionals We Have. So, Getting Back To That Whole Doing Business The Way The Consumer Wants To Do Business We Have 368 Brick-and-mortar Locations In Neighborhoods In 12 States, But We Also Write Insurance In Those 12 States On The Web Via Mobile And Then We Have A Call Center To For People That Like To Talk To Live People.

So, You Have Actual Stores Then That People Who Go Into Because One Of The Things You Said Earlier Which I Think Is Important For Me. I Love To Shop Online And That's Really How. I Do Most Of My Business Not Everybody Is That Way They Want To Physically Be Able To Go In To Some Place And Actually Talk To Somebody Face-to-face That's Absolutely Right And And That Is Why Our Agent Channel Our Locations Are.

So, Critical To Our Business Because Again Insurance Is A Tough Thing To Buy It's A Tough Thing To Understand And. So, Sometimes Being Face To Face With A You Know A Counselor, If You Will Makes The Purchase A Lot Easier Good To Know Yeah Great Information Thank You. So, Much For Coming By And Sharing It With Us Vika See You Again You Too Daniel And, If You'd Like To Learn More About Non-standard Car Insurance You Can Simply Go To Our Website That Is The Balancingact.com And Then Just The Link.

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