22 lastest Wise Owl Series Eps 7 Car Insurance Groups Explained

Can You Tell Me Who Decides The Different Car Insurance Groups? Car Insurance Groups Are Ratings Provided For Every Motor Vehicle By The ABI Group Rating Panel, These Allow Insurers To Determine Insurance Premiums Based On Information That Is Provided By The Thatcham Motor Research Centre To The ABI Rating Panel, The Panel Consists Of Members Of The Associate Of British. Insurers, And The Lloyds Market Association Who On Advice Of Thatcham Set These Rates On A Monthly Basis.

The Factors That Determine A Car Insurance Group Are Many And Varied, And This Is Information That Is Obtained By Thatcham Following Their Crash Tests, They Take Into Account The Actual Cost Of The Repair, The Time That It Will Take, The Labour Charges, The Performance Of The Car, The New Car Price, The Security Levels That Apply To The Particular Vehicle, And All This Allows Thatcham To Make A Recommendation To The Rating Committee As To Which Group Should Apply To That Particular Vehicle. Car Insurance Groups Have A Dramatic Affect On Car Insurance Premiums, The Groups Range From 1 To 50, And A Group 1 Car Will Be The Cheapest To Insure, Where As A Group 50 Will Be The Most Expensive. Generally The Vehicles That Appear In Group 1 Are The Small Hatchbacks Such As The Citroen C1, The Vauxhall Corsa, The Fiat Panda And Similar Vehicles..

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